We are pleased to publish our 2025 Task Force on Climate‑related Financial Disclosures (TCFD) report, which highlights how Liberty Mutual identifies, assesses and manages climate risks and opportunities, along with the progress made over the past year.
In 2025, global discussions about climate change evolved and energy demands / needs shifted. However, at Liberty, these macro-factor changes haven’t affected our approach. Our three climate strategy pillars – focused on data and discovery, renewable and decarbonization Solutions, and climate resiliency – are shaped by our purpose, business risks, opportunities and strategic priorities.
Key climate strategy achievements in 2025 included:
- Making strategic investments in energy emerging solutions: We committed capital and underwriting towards renewables, decarbonization and other low-carbon technologies to support the transition to a lower-carbon economy.
- Developing innovative products and solutions: We piloted and scaled climate-aware insurance and risk-transfer products that help policyholders mitigate physical and transition risks and build resiliency.
- Enhancing our understanding of high priority perils: We improved scenario analysis and modeling to better measure climate exposures across our businesses.
- Advancing stakeholder engagement and cross-sector collaboration: We deepened partnerships with academics, regulators, clients, and internal teams through education and conversations on climate risk, resilience and opportunities. Learn more about the insights and research shared by Liberty Mutual Climate Transition Center in 2025.
- Launching our internal Energy Transition Risk Excellence Program: We established a central program for internal training to ensure teams can identify evolving risks, design appropriate products and provide informed client guidance.
Keeping momentum in 2026.
As we head into late spring / summer, our climate priorities are not just planned – they're already underway and gaining momentum. Current activities include:
- Expanding academic partnerships around real-time insights on climate risk for more inform decision-making.
- Advancing climate innovation across products and risk tools, with pilots and cross-functional rollouts in-progress.
- Scaling research and climate-focused philanthropic initiatives to support communities where impact is most immediate.
Check out our Corporate Sustainability page to learn more.
