A key part of running your business is keeping employees safe at work. However, if a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection.
Workers compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
As the nation’s leading carrier of workers compensation, we have the knowledge and resources necessary to:
The most effective way to lower your total cost of risk is to prevent accidents from happening. Our full slate of risk control services, backed by the world-class resources of the Liberty Mutual Research Institute for Safety, will help you do exactly that.
We know that every minute of lost productivity hurts your business, so we take pride in the fact that we close claims faster and at lower cost than the industry average.* Our expertise results in fewer days out of work for your employees and a significantly lower cost of risk for your business.
By employing highly trained specialists and sophisticated modeling techniques, we resolve claims quickly and effectively. Learn more about our claims services.
Contact an independent agent or your broker to learn more about our workers compensation coverage.
*AM Best’s Schedule P – P/C (Volume 2011), No. 6
This is a general description of coverages. Not all coverages are available in all states. Contact an independent agent or your broker for policy terms, conditions, and exclusions.