Group Disability

Liberty Mutual Insurance has managed disability benefits for employers with 200 to 200,000 employees for more than 60 years. Our approach is driven by physicians and case managers who engage with employers, employees, and attending physicians through every stage of the return to work process.

Our customers benefit from:

• Short-term and long-term disability and disability management
• 24/7 claim intake with online reporting
• Five regional claim centers
• Access to vocational rehabilitation and Social Security advocacy professionals
• A single-source integrated disability management (IDM) solution for disability, leave administration, and workers compensation
• Flexibility to integrate with other preferred providers

New! Benefits Select: Delivering value you can count on!
Liberty Mutual Insurance Group Benefits has created new disability products for employers that want to offer solid benefits while controlling costs.

Benefits Select: Short-Term Disability

Benefits Select: Long-Term Disability

DMEC Tools & Tactics Webinar: Better Outcomes Via Collaboration: How Physician and Carrier Relationships Impact Disability

During this webinar, Dr. Crouch discusses insights and best practices in building effective interaction between treating physicians and insurers with the goal of improving outcomes for both claimants and employer disability management programs.

Webinar video: Tools & Tactics: Better Outcomes Via Collaboration: How Physician and Carrier Relationships Impact Disability

The Impact of Health Care Reform on Employer Costs: An Analysis of the Massachusetts Experience:
Liberty Mutual Insurance Group Benefits' Chief Actuary, Joseph Poplaski, Ph.D. has published a groundbreaking analysis of the impact of health care reform on short-term disability (STD) durations in the prestigious Journal of Occupational and Environmental Medicine (JOEM).

Liberty Mutual Insurance has created resources to facilitate discussion of this important study:

	Video: interview with Dr. Poplaski discussing his findings
	Overview: a one-pager discussing the article
	Employee Checklist: communicating with your physician
	Discussion Brief: for brokers and consultants

	Risk & Insurance Article: Greg VanDam—Scale Mount Data
	Online EBN Article: Heather Luiz—Employers often fail to estimate the costs of absence
	White paper: The Missing Piece of Absence Management—Turning Data into Dollars
	Case Studies: Real life examples showing that disability can happen to anyone; the protection provided by disability insurance; and the benefits for employers in helping disabled employees return to work.
	Article: IBI Research Insights: A Pain in the Low Back, by Dr. Thomas Parry, IBI, features research conducted by Dr. William Shaw and Dr. Glenn Pransky, Liberty Mutual's Research Institute for Safety.
	Statistics: Features statistics and facts about disability and its effect on both employees and their employers.
	Calculator: What’s your PDQ? Use this tool to determine your Personal Disability Quotient, which calculates your chance of becoming disabled and not being able to work.

 

Group products and services are offered by Liberty Life Assurance Company of Boston, a Liberty Mutual company. Home office: Boston, MA. © 2012 Liberty Mutual Insurance.