Construction

Liberty Mutual offers project owners and general, civil, and specialty trade contractors insurace and risk management services for virtually every type of construction project or operation. It's a business we know well , as we've provided insurance for contractors since we opened our doors in 1912. Today, our range of coverage includes the following:

  • General Liability
  • Workers Compensation
  • Commercial Auto/Fleet 
  • Wrap-Ups 
  • Railroad Protectives

Liberty Mutual is committed to providing our customers with a very high level of professional consultation, education, and industry knowledge. Our underwriters apply their in-depth knowledge of construction industry safety to help your company control loss and lower your total cost of risk.

You’ll also gain the benefit of our technical consultants’ experience with the issues you face. These consultants are well credentialed, carrying such professional designations as Certified Safety Professional (CSP), Associate in Risk Management (ARM), Professional Engineer (PE), Certified Professional Ergonomist (CPE), and Certified Industrial Hygienist.

In addition, many of our technical consultants and service directors actively participate and maintain leadership roles in the organizations that create and refine industry safety standards. All of which means that the advice you get from your Liberty Mutual team is based on extensive industry experience.

Part of the specialized construction services we offer are consolidated insurance programs, or “wrap-ups” for certain large projects. A wrap-up is a single insurance program that can include workers compensation and general liability coverages along with focused loss control and claim services for a specific construction project or projects.

A wrap-up can provide such benefits as:

  • superior buying power, leading to lower overall insurance costs
  • higher and consistent limits for all enrolled contractors
    customized and uniform site safety plans for all workers and the public
  • specialized claim administration for all contractors and third parties
  • potential mitigation of litigation
     

Liberty Mutual can provide your company with specialized insurance coverage that protects you, loss control programs that help you mitigate your risk, designated account management and dedicated claims teams that help you better manage your total cost of risk.

To learn more about how Liberty Mutual’s insurance coverage can help your company control loss and lower your total cost of risk,  contact us  today.

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Insurance For Small Businesses

 

Through our independent agents (under $150,000/year in total premiums or less than 100 employees)

 

Insurance for Mid-size and Larger Businesses

 

(over $150,000/year in total premiums or more than 100 employees)