Employee absence has an impact on all businesses affecting employee morale, productivity, and a company's overall financial success. Integrating benefits programs can help increase efficiency, improve service delivery, and reduce costs, including the total cost of risk.

Liberty Mutual Integrated Solutions combines our integrated benefits expertise and sophisticated technology to provide employers with flexible ways to strengthen their benefits programs and get a better handle on employee absence costs.

LibertyOne^®:
Since 1996 companies have turned to LibertyOne, Liberty Mutual's integrated disability management (IDM) program, as a single source for group disability, leave administration, and workers compensation.

LibertyOne integrates multiple lines of coverage and services to effectively manage the entire occupational and non-occupational claim and leave process. This coordinated approach improves administration and introduces savings by addressing:

• Overlapping processes
• Time spent managing absence
• Overpayments or duplicate payments
• Fraud
• Employee confusion

Key Provider Integration:
As employers turn to full absence management programs a standard service expectation includes the ability and willingness of providers to work cooperatively. Liberty Mutual offers a "plug-and-play" approach, collaborating with other providers to complement employers programs and system preferences.*

• Program Referrals—Liberty Mutual can refer employees to disease management, employee assistance, wellness, or other programs.
• Data & Reporting—Liberty Mutual can facilitate employers' sharing information with their third party administrators, behavioral health, or other providers.

Liberty Mutual Integrated Solutions simplifies program administration so benefits and risk managers can focus on keeping employees healthy, at work, and contributing to the business. For more information on how Liberty Mutual Integrated Solutions can work for you, contact us today.

Additional Resources
Read an article by Dan Lyons, Liberty Mutual Group Benefits Vice President, National Sales, The Benefits of IDM, featured in DMEC's publication, @work, July 2010.

Read the Liberty Mutual brochure, Introduction to Integration: Making the Pieces Fit.

Read comments by Dan Lyons, Liberty Mutual Group Benefits Vice President National Sales, in the March 2010 Bests Review article Getting Together.

Read the Liberty Mutual/Disability Management Employer Coalition Leadership Series white paper Best Practices for Program Integration and Administration.