Umbrella & Excess Liability

Companies of all sizes and in every industry must protect themselves against the real and increasing possibility of a catastrophic claim. Complex risks that result from new litigation and negligence theories or science and technology advances are created almost daily. To help protect your company against these types of claims, Liberty Mutual’s umbrella product provides:

  • The financial strength and security of Liberty Mutual
  • Up to $25 million in lead umbrella coverage
  • Broad terms and conditions delivering significant coverage benefits
  • Direct access to knowledgeable underwriters who evaluate exposure and collaborate with you on coverage design and structure
  • A flexible approach that makes it easy to work with us
  • The option of having an umbrella policy written over Liberty Mutual’s or another carrier’s policies


Access to Liberty Mutual Service and Support

Liberty Mutual’s umbrella coverage automatically provides you with access to our superior customer service and support. Regardless of your industry, we have the underwriters who understand your business and the liability challenges you face. We offer the protection you need to preserve your financial position and reputation. Our experienced claims professionals help you manage claims, and our investment in technology makes it easy for you to report, view, and track their status.
 
To learn more about how you can use umbrella coverage to better manage your company’s financial exposure,  contact us  today.

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Insurance For Small Businesses

 

Through our independent agents (under $150,000/year in total premiums or less than 100 employees)

 

Insurance for Mid-size and Larger Businesses

 

(over $150,000/year in total premiums or more than 100 employees)