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Benefits

Benefits

At Liberty Mutual, we believe in rewarding you for all your efforts and achievements. So, as you go above and beyond for us, we want to make sure our benefits do the same for you. Here’s an overview of what you’ll find at Liberty Mutual. You will receive a list of all coverage options after you are hired.

Time Off

Pay-for-Performance

Vision Care Coverage

401(k) and Pension Plan

Tuition Reimbursement

Give with Liberty

Medical Coverage

Castlight Health

Dependent Life Insurance

Dental Coverage

Variable Incentive Plan

myPersonal Best

GlobalFit

Flexible Spending Accounts

Disability Insurance

Employee Life Insurance

Accidental Death and Dismemberment


Time Off

We believe it is important to provide you with time off for relaxation, recreation, or to attend to other personal needs. We provide time off through holidays, flexible time off, and special time allowances such as bereavement and jury duty. Liberty also offers a number of other paid and unpaid leaves of absence, such as disability leave, military leave, family/medical leave, and personal leave.
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Pay for Performance

Talented people expect to be well paid and are attracted to those companies that provide competitive pay, reward exceptional performance, and offer advancement opportunities.  At Liberty Mutual, each employee’s performance and pay are reviewed annually. Our compensation program is designed to deliver above market pay if you perform well and significantly above that if you demonstrate exceptional performance over time.
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Variable Incentive Plan (VIP)

Because we believe in sharing our success with those who make it possible, your total compensation package goes beyond your base salary. It also includes participation in our annual bonus program.  Our Variable Incentive Plan (VIP) provides cash awards based on your business unit's performance and Liberty's overall financial success, as well as your individual performance. Eligible employees include all regular full- and part-time employees who are not eligible for other incentive plans, such as a sales compensation program.
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401(k) Savings Plan and Pension Plan

To help you prepare for your financial future, Liberty offers you two ways to build retirement income. Our pension plan provides a financial benefit in retirement that is non-contributory and company-paid.  In addition to our pension plan, you can participate in our 401(k) savings plan. The plan offers a guaranteed company match of 3% on your 6% of pay contributions, and the opportunity for an additional match, based on company performance, with a maximum match opportunity of 6% on your 6% of pay contributions.
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Tuition Reimbursement

Take courses, earn a degree, and advance your career. Liberty makes it easy with our tuition reimbursement plan. With your manager's approval, the plan reimburses you 100% of the cost for undergraduate and graduate courses. You’re eligible for the plan once you’ve been a full-time Liberty Mutual employee for at least one year.
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Give with Liberty

Give with Liberty is a countrywide charitable giving program for full- and part-time U.S. employees of Liberty Mutual Insurance.  Give with Liberty provides you the opportunity to donate directly to up to four health and human services charities of your choice via payroll deduction. Liberty Mutual Foundation will match $.50 on every dollar you donate to eligible charities, making the gift go even further.
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Medical Coverage

The Liberty Mutual Medical Plan offers coverage for your health and medical needs, and you are immediately eligible to enroll upon your date of employment. The plan is a preferred provider option (PPO) design, offered to full-time employees and regular part-time employees scheduled and working 20 or more hours per week.  You may also enroll your eligible dependents.
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Castlight Health

Medical Plan participants have easy-to-use access to health care pricing and quality information.  With Castlight, you can know the cost and quality options before you visit a doctor or schedule any tests.
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Dental Coverage

We offer a comprehensive dental plan that you’re eligible to enroll in immediately upon your date of employment. The plan is offered to full-time and regular part-time employees scheduled and working 20 or more hours per week.
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Vision Care Coverage

Whether you need an eye exam or laser vision correction, the Vision Care Plan offers you an array of covered services and eye care products. You become eligible for coverage on your date of employment if you are a regular full-time employee or a regular part-time employee, scheduled and regularly working 20 hours or more per week.
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myPersonal Best

myPersonal Best is our wellness portal for employees that promotes physical, emotional and financial health. By providing customized resources and information in areas such as nutrition, fitness, sleep, life balance, preventive care, and condition management, these resources help you take charge of your health and well-being.
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GlobalFit

As part of myPersonal Best, you have access to the GlobalFit fitness program. You and your family save up to 60% on membership dues at more than 10,000 fitness clubs nationwide. The program also includes month-to-month memberships for most clubs (no long-term contracts), the flexibility to transfer to any club in GlobalFit’s growing network, and the chance to earn referral rewards.
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Flexible Spending Accounts

Full-time employees and regular part-time employees (scheduled and working 20 or more hours per week) are eligible to participate in the Health Care and Dependent Care Reimbursement Account Plans immediately upon their date of employment.
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Short-Term Disability Insurance (STD)

Short-term disability insurance is invaluable if you become sick or disabled and aren’t able to work for a short period of time. Liberty Mutual's Short-Term Disability (STD) Plan gives you the coverage you need—and it’s fully paid for by Liberty Mutual. Full-time and regular part-time employees scheduled and working 20 or more hours per week are eligible immediately upon their date of hire.
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Long-Term Disability Insurance (LTD)

Full-time employees participate in the Liberty Mutual Long-Term Disability (LTD) Plan immediately upon their date of hire, as a condition of employment. Part-time employees scheduled and working 20 or more hours per week are eligible to enroll for coverage.
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Employee Life Insurance

Life insurance can be a very important component of your financial plan—especially if someone relies on you financially. The Liberty Mutual Employee Life Insurance Plan provides employees with many coverage options, and you become eligible immediately upon your date of employment.
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Accidental Death and Dismemberment (AD&D)

Liberty Mutual’s AD&D Plan provides optional coverage of one, two, three, or four times pay to full-time and regular part-time employees (scheduled and working 20 or more hours per week) for accidents resulting in death or dismemberment. You become eligible immediately upon your date of employment.
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Dependent Life Insurance

Liberty Mutual Dependent Life Insurance offers four levels of life insurance coverage for an employee’s spouse/domestic partner and three levels of coverage for dependent children to full-time and regular part-time employees (scheduled and working 20 or more hours per week).
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Culture & Values

Our Investment in People

Liberty Mutual At A Glance

Corporate Headquarters
175 Berkeley Street
Boston, MA 02116
Phone: (617) 357-9500

Number of Employees
Over 50,000

Number of Offices Worldwide
Over 900

Consolidated Financials(12/31/2012)
$120.1 Billion in assets
$101.5 Billion in liabilities
$36.9 Billion in revenue
81st on Fortune 500 list (based on 2012 revenue) 

Financial Strength Ratings
A.M. Best A (Excellent)
Moody's A2 (Good)
Standard & Poor's A- (Strong)

 Learn About Our Company