Our Businesses at LibertyMutualGroup.com

Strategic Business Units

Liberty Mutual Group operates through four strategic business units with no single unit contributing more than 30 percent of net premium written. Read on to learn more.

Personal Markets

Liberty Mutual’s Personal Markets provides full lines of coverage for private passenger automobile, homeowners, valuable possessions and personal liability through its own sales force in more than 400 offices throughout the U.S., two direct response centers, appointed Prudential agents, and online at www.LibertyMutual.com. It also offers a wide range of traditional and variable life insurance and annuity products through a subsidiary, Liberty Life Assurance Company of Boston. Personal Markets’ largest source of new business is its more than 12,000 affinity group relationships, including employers, credit unions, and professional and alumni associations. Liberty Mutual’s affinity program is the industry’s most-sponsored voluntary auto and home insurance benefit. www.LibertyMutual.com

Commercial Markets

Commercial Markets offers a wide array of property & casualty and group benefits commercial insurance coverages through independent agents, brokers and benefit consultants throughout the United States. Commercial Markets P&C provides commercial lines products to mid-sized and large businesses (with an annual cost of risk of $150,000 or more). Group Benefits provides mid-sized and large businesses with short- and long-term disability insurance products and administrative services and group life insurance through Liberty Life Assurance Company of Boston. Summit provides workers compensation in the Southeast (mainly Florida) primarily to small businesses. The Company is also a servicing carrier for state based workers compensation involuntary market pools.

www.LibertyMutualGroup.com/business

Agency Markets

Liberty Mutual Agency Markets delivers personal and commercial insurance products to independent agents and brokers and the customers they serve. It operates under a unique national/regional model that leverages the service-oriented focus of regional operations with the power of a national infrastructure.

Commercial Lines

America First Insurance (Gulf Region);
Colorado Casualty (Mountain Region);
Golden Eagle Insurance (California);
Indiana Insurance (Midwest Region);
Liberty Northwest (Pacific Northwest Region);
Montgomery Insurance (Southeast Region);
Ohio Casualty (Mid-Atlantic Region)
Peerless Insurance (Northeast Region)

Personal Lines

Safeco Insurance (National)

Specialty operations include:

Liberty Agency Underwriters™ (national programs, excess casualty and commercial platform)
Liberty Mutual Surety (contract and commercial surety and fidelity bonds)

International Operations

Liberty International provides personal and small commercial lines insurance through operations in 14 countries:

Additionally, Liberty International Underwriters, a global specialty commerical lines insurance and reinsurance business, writes a variety of specialty products including casualty, marine, construction, energy, inland marine, directors and officers, professional liability, aviation, property, surety, and crisis management insurance through 40 offices in Asia, Australia, Europe, the Middle East, North America and South America. Liberty Syndicate 4472 at Lloyd's of London writes on a worldwide basis.