Liberty Mutual Group’s largest business segment provides sophisticated risk and disability management and risk transfer services under such well-known brand names as Liberty Mutual, Wausau, Helmsman, Peerless and Indiana Insurance.

Major Business Units

• National Market
• Business Market
• Wausau Commercial Market
• Specialty Risks Market
• Group Market
• Regional Agency Markets

Major Operating Subsidiaries and Affiliates

• Wausau Insurance Companies
• Liberty Northwest Insurance
• Golden Eagle Insurance
• Peerless Insurance
• Indiana Insurance
• Montgomery Mutual Insurance

Products and Services

• Workers Compensation Insurance
• Property, Auto and Liability Insurance
• Contract and Commercial Surety
• Specialty Insurance Products
• Claims, Managed Care and Loss Control Services
• Integrated Disability Management
• Group Life Insurance

Distribution

• Direct Sales Force
• National and Regional Brokers
• Independent Agents
• Benefits Consulting Firms

2001 Milestones

• Began incorporating $1.0 billion in OneBeacon business into Regional Agency Markets, creating two new regional companies
• Enhanced customer Internet portals through increased real-time information sharing and speedier transaction processing
• Selected as lead insurer for World Trade Center site-remediation

Key Strategies

• Effective management of multiple-channel distribution network
• Superior service at competitive prices through effective use of technology