Personal Market Case Study: Brink's Home Security
 

A Success Story

With health care costs growing at double-digit rates, few if any businesses are in a position to invest more in their employee benefit programs. In fact, most companies are taking a hard look at the cost of their benefits offerings to ensure that they maintain competitive benefits while carefully watching costs.

Faced with this challenge, Brink’s Home Security, which monitors home security systems for more than 760,000 customers in the U.S. and Canada, selected Liberty Advantage™, a Liberty Mutual mass marketing program. Liberty Advantage offers competitive, guaranteed rates on auto, home and other personal insurance to Brink’s employees, backed by convenient payment options such as payroll deduction, 24-hour claims service and Emergency Roadside Assistance. What makes this program particularly attractive to Brink’s is the fact that it’s a voluntary benefit that costs the company little to nothing to offer.

“While ours is a well-designed and proven program, we still must convince employers that this is a high-quality product, and that we back it up with superior service,” said Liberty Mutual’s Claudia Adcock.

An account relations associate in Arlington, Texas, Adcock, a 34-year employee, works with customers to promote the program internally. From on-site visits by local Liberty Mutual sales reps to email campaigns, Adcock helps Brink’s regularly publicize the program to its more than 2,500 employees nationwide. “Due to the nature of their work, Brink’s employees are widely dispersed, so we need to frequently communicate with them in a multitude of ways,” she said.

Adcock follows up these publicity and enrollment efforts with regular progress reports to Brink’s Home Security. These reports reveal how the program is doing and whether additional marketing efforts are needed.

"It’s a win-win-win program,” said Adcock. “Brink’s wins because we enhance their benefits offerings at no expense; their employees win through competitive rates and high-quality service; and we win because the program gives us direct access to a pool of high-quality prospects—their employees.”

Liberty Focus

Liberty Mutual’s affinity marketing programs let employers, credit unions, and alumni and professional associations provide a meaningful, voluntary benefit – comprehensive auto, home and other personal insurance at competitive rates – to their employees and members. Today, sales through affinity relationships account for almost 60 percent of Liberty Mutual’s total personal insurance sales.

Marketed under the Group Savings Plus® and Advantage™ names, Liberty Mutual’s affinity marketing programs allow convenience of purchase, because employees or members can buy through local offices, on-site from a sales representative, by phone or over the internet.

Liberty Mutual has sold more than 1.2 million policies with total premium exceeding $1.3 billion through affinity marketing. More than 8,500 organizations in the U.S. and Canada use this Liberty Mutual program, making it the most-sponsored voluntary personal insurance program in the industry.

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"Our program doesn’t cost Brink’s Home Security anything, and it allows
the company to offer an extra benefit to its employees. This is especially important at a time when many employers are looking to cut costs, but not at the expense of losing their best employees.”


Claudia Adcock, Liberty Mutual Account Relations Associate, Arlington, Texas.