December 31   2002 2001
Liberty Mutual Group      
Revenue   $14,543 13,035
Pre-tax operating income   466 (1,795)
Pre-tax income   593 (1,693)
Assets   $55,877 $53,065
       
Commercial Marketplace      
Revenue   $4,921 $4,457
Pre-tax operating income   460 (890)
Assets   $24,289 $24,169
       
Personal Marketplace      
Revenue   $4,422 $3,897
Pre-tax operating income   324 (12)
Assets   $10,365 $8,981
       
Regional Agency Markets      
Revenue   $2,633 $2,208
Pre-tax operating income   147 (42)
Assets   $6,208 $5,126
       
International      
Revenue   $2,515 $2,145
Pre-tax operating income   178 (412)
Assets   $6,469 $5,126
       
Other *      
Revenue   $52 $328
Pre-tax income   (516) (337)
       

* Other includes discontinued operations, environmental, net realized capital gains, interest expense and other corporate adjustments.

Liberty Mutual Group results include all significant business units of Liberty Mutual. Each business unit is reported in accordance with generally accepted accounting principles.

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